is aimed at smaller firms and extends to them the coverages they need at a price they can afford

• Premiums as low as $995 for Errors & Omissions and a Businessowners package providing the benefit of having these coverages together with the same carrier
• Policy form includes coverage for:
  • Personal Injury
  • Failure to Prevent Unauthorized Access
  • Malicious Code
• Option available for Intellectual Property coverage
• 50/50 Hammer Clause
• $0 deductible on Errors & Omissions and General Liability
• Available to firms with up to $500,000 in annual sales and 3 Professionals on staff
• Errors & Omissions limits available up to $5,000,000
• Full Prior Acts coverage available, even for first time buyers
• Broad definition of covered services using "...including but not limited to..." wording
• Coverage for bodily injury arising out of professional services when we write the General Liability
• Hired & Non-owned Auto Liability available
• Ability to consider contractual needs of the insured by providing waiver of subrogation and primary and non-contributory language