This preferred product targets small to medium-sized Fitness Centers. We include the coverages that are vital to a Fitness Center’s operations including Professional Liability, Molestation and Abuse, and Hired & Non-Owned Auto Liability, and Tanning Bed Liability

GENERAL LIABILITY

• Risks with up to $250,000 in annual sales
• Risks with 500 members or less
• Risks with no child sitting services
• Risks with no losses or claims (excluding closed without payment) incurred in the past three years

PROPERTY

• Risks with property limits of less than $300,000
• Risks not requiring building coverage
• Risks with no losses or claims (excluding closed without payment) incurred in the past three years

ELIGIBLE RISK
GENERAL LIABILITY
_ Risks with up to $2,000,000 in annual sales
_ Risks with child sitting services
_ Risks with massage services
_ Risks with up to four tanning units
_ No more than two losses or claims (excluding closed without payment) incurred in the past three years,
and none involving allegations of abuse or molestation

PROPERTY
_ Risks with property limits of up to
• $3,000,000 in protection class 1-8 ($500,000 if cooking)
• $500,000 in protection class 9 –10 ($200,000 if cooking)
• $500,000 per location in costal zones (wind exclusion applies)

_ No more than two losses or claims (excluding closed without payment) incurred in the past three years