Farm & Ranch provides the most comprehensive coverage available on the market. It insures the dwelling and contents, as well as outbuildings, liability, livestock and farm equipment.

Other farm specialty lines offered in "Most" states include commercial excess farm liability up to $3,000,000 Farm Administrative Policy (FAC).

We can insure most types of farms including:

• Hobby Farm
• Dairy Farm
• Fruit, Vegetable, Nut
• Equine, Elk
• Grain, Hay
• Livestock Farm / Ranch

Customize Your Policy:

• Home, contents, and outbuildings, may be insured at replacement cost
• Broad Form perils on out buildings available
• Farm Cargo and Transit coverage available
• Liability coverage up to $1,000,000
• Fire legal liability has $50,000 limit of coverage
• Equine liability available
• Loss of Income available, $10,000 limitation per building
• Livestock Care, Custody, Control

Included Coverage:

• $2,500 limit on fire department service charge.
• Cab Glass on mobile machinery.
• Up to $2,000 on farm records
• Up to $1,000 credit card, bank fund transfer card, forgery , and counterfeit money coverage.
• Up to $250 debris removal to remove trees from dwelling

Special Features:

• Up to $25,000 of farm equipment loaned to you. $500 Deductable applies.
• Up to 10% of the dwelling value for appurtentant private structures.
• Up to $60,000 for new construction of farm buildings.
• Up to $50,000 for newly acquired or replacement farm equipement.
• Earthquake and Flood coverage for machinery and livestock.
• Carpet, Furnances and Air Conditioners Replacement Cost Coverage.
• Up to $1,000 for private power and light poles.