Mutual Insurance Services strives to be a leader in insurance services,
with an uncompromising commitment to our customers, guided by the
principles of integrity, service and stability.
We have the markets available and the expertise to help you write your
entire Standard to Non-Standard accounts. This lets you work with one
company that wants to write these types of risks. We
provide you with products you need, not just with products we want to
sell.
Why buy our Personal Umbrella for High Risk Drivers?
DOES YOUR INSURED HAVE:
Youthful operators or elderly operators
Up to 10 violations among all drivers in the household
Up to 5 at-fault accidents in the household
Up to 2 drug or alcohol related offenses in the household
IS PRIMARY COVERAGE:
Split between more than one company
With a company that cannot or will not write an Umbrella
With a company that will not write over another company
DOES YOUR INSURED NEED:
The broadest definition of bodily injury in the market place
Worldwide coverage and does not require a suit to be brought in the United States
Personal Injury Protection when covered by underlying insurance
Follow form employer?s liability coverage for Domestic Employees
Buffer layers for Comprehensive Personal liability, Watercraft or Auto Exposures to get to underlying requirements
First dollar coverage on non-owned watercraft and recreational vehicles
A Policy that does not have a self insured retention
Liability limits up to $5,000,000
$1,000,000 of Excess UM/UIM coverage available in all states
DO YOU NEED:
A carrier that has the experts on Personal Umbrella
A carrier that provides excellent service
A.M. Best rated A++ carrier
IF YOU ANSWERED YES TO ANY OF THESE STATEMENTS THEN WE HAVE A MARKET THAT CAN ANSWER YOUR NEED AND YOUR INSURED'S NEEDS!